Rental Property Loans

We Make It EASY To Get A Rental Property Loan!

Get ahead of your competition in the real estate market. It’s Fast, Easy, and Just Takes Minutes To Apply. Apply online or speak to one of EasyLend rental property loan expert today.

Smarter Rental Property Loans

With EasyLend!

If you need funding for a rental property, we have you covered. We specialize in rental property loans. EasyLend competitive loan programs are design to help investors navigate towards the best loan options possible to obtain funding for their rental property.

At Easylend, we vetted multiple lenders across the nation and hand picked the best lenders offering the best loan programs for rental properties. We only work with the best. Why shop around? We have done all the work. To make a long story short, we can get majority any rental property scenario funded. Speak to one of our rental property loan experts today!

Rental Property Loans At A Glance

Below is just a few rental property loan programs we offer. We work with multiple rental property lenders, ( banks, private and hard money), to provide the best loan options for real estate investors. If we can’t get you approve, no one can. Regardless of credit, we work for you!

You can lock in historically low interest rates and avoid the balloon payment associated with most private money loans.

Designed for real estate investors seeking a simple financing program for refinance or purchase, with the flexibility to remain in the loan
for up to 30 years.

Some Key Features

  • Great for qualifying self-employed real estate investors, small business owners and W-2.
  • Not based on personal income. Based on property value.
  • Best alternative to hard money loans.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)

A higher LTV alternative to hard money.

With its higher LTV ratio, our Easy QuickFix Loan program is designed for real estate investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.

Key Features

  • A higher LTV than hard money options.
  • Great for borrowers who need a quick close.
  • An interest-only 24-month term provides lower monthly payments.
  • Perfect for leveraging or acquiring real estate with deferred maintenance.

Property Types

  • Investor 1-4 ( SFR, Condo, and 2-4 Units)

A low LTV loan with easy credit requirements.

Our  EasyFast50 Loan is designed for real estate investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

  • Great for borrowers with a recent bankruptcy or notice of default.
  • No seasoning of ownership required.
  • Improved pricing compared to our Easyprogram.
  • Derogatory mortgage history is OK.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)

The perfect option for foreign real estate investors.

Our Foreign Investor program is specifically designed for foreign investors who are seeking real estate investment properties in the U.S. but, have not found a financial solution.

Key Features

  • LTVs of up to 65%.
  • No U.S. credit required.
  • No seasoning of funds required.
  • No other U.S. investment experience required.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)

How Does Our Rental Property Loans Work

Ready to Start Now?

Getting approved for your next rental property project is right around the corner. Give us a call or apply online to get the ball rolling. We make it EASY to get funded.

Rental Property Loans FAQs:

Who is eligible of rental loans?

Our rental property loans are available to the following borrowers:

  • U.S. Citizens
  • Permanent Resident Aliens

What type of rental property loan rates are offered?

EasyLend offers various fix and adjustable rates. We work with multiple lenders to provide you the best rates. All rates are based on individual property and borrower.  Call us to learn more.

Do you provide rental loans to owner occupiers?

No, we only off rental loans to investors purchasing or refinancing investment properties. Under no circumstances do we offer loans to owner-occupiers. We also do not offer loans on second homes or to investors if the intended use of the property or proceeds is primarily for personal, family or household purposes.

What are the cash out restrictions and eligibility?

The cash out eligibility and restrictions are the following:

  • 3-Month seasoning from note date
  • Delayed Financing Exception per FNMA permitted and prior fix-and-flip loans with LendingOne qualify.
  • Loans not eligible for cash-out: Properties listed for sale by the borrower in the past three months.

What is the minimum & maximum loan for rental property loans from EasyLend?

EasyLend rental loans have a minimum loan amount of $75K and a maximum loan amount up to $2M.

What types of rental properties are eligible?

The following property types are eligible for our rental loans:

  • Single Family Residence (SFR)
  • 2-4 Unit Properties
  • PUDs
  • Warrantable condos must meet Fannie Mae warrantability requirements
  • Townhouse
  • 2 acres maximum
  • Non-warrantable condominiums not allowed

What is a Debt Service Coverage Ratio?

Debt Service Coverage Ratio (DSCR) is a calculation that helps us determine if a rental investment is generating enough income to make its loan payment obligations.

DSCR is calculated by the following simple formula:

DSCR = Monthly Gross Income

*Principal, Interest, Taxes, Insurance and Association Fees. 

Does your rental property has to be lease before closing?

The following are the lease requirements:

  • An executed lease with no less than 3 months remaining at time of close
  • Unleased properties the gross rents indicated on the 1007 may be used
  • Gross income is the lower of actual rents and market rent as indicated on Form 1007

Ask About Our Stated Income Rental Loan Program

EasyLend Property Loans offer investors a no income verification loan. Instead of asking for personal income, our company have the ability to use your rental lease amount to determine your cash-flow.  Your cash-flow will be your income instead of what you file on your tax returns. Our stated income program is great for investors who are looking  to buy more rental properties or need to refinance one of their existing rental property.

States We Provide Rental Property Loans For:



New Hampshire
New Jersey
New Mexico
New York
North Carolina

Rhode Island
South Carolina
West Virginia
Washing D.C.

We Make It EASY To Get A Rental Property Loan!

We care about your security. We follow the same security standards as banks by keeping your data private and protected using standard SHA-256 SSL encryption technology stored on a secure third-party partner server.