Fix and Flip Loans

Fix and Flip Loans For Investors

Get ahead of your competition in the real estate market. We provide fix and flip loans to real estate investors. It’s Fast, Easy, and Just Takes Minutes To Apply. Apply online or speak to one of EasyLend Fix and Flip loan expert today. Ask about our states income loan program!

Get Your Next Fix and Flip Loan

With EasyLend!

Get a Fix and Flip loan from EasyLend! Are you a real estate investor that is purchasing property with the goal of renovating and flipping it? Maybe, you’re a long-term investor purchasing a vacant or non-performing property with no current cash flow, but has the potential to be a real good long-term investment for you.

Finding the right financing for your next fix & flip project can be very challenging. Most banks only want properties that have positive cash flow and currently paying for themselves. When it come to rehabbing a property, there is no current cash flow. In most cases, require additional capital above the purchase price in order to achieve positive cash flow status. We can help with these projects!

Fix and Flip Loan At A Glance

Below is just a few fix and flip loan programs we offer. We work with multiple lenders, ( banks, private and hard money), to provide the best loan options for real estate investors. If we can’t get you approve, no one can. Regardless of credit, we work for you!

Term: 12 or 18 Months

Min Loan Amount: $50K

LTV: Up to 85% of the purchase price;
Up to 65% Refinance;
Up to 50% Cash-Out

Property Type: non owner occupied SFR, Condos, 2-4 units

Fico: No set minimum

Designed for “fix-and-flip” investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its “as repaired value” (ARV). (Purchase or Refinance OK).

Term: 12 Months

Min Loan Amount: $75K

LTARV: Up to 85% of the purchase price
up to 100% of renovation costs
Max 75% of the ARV

Property Type: Investor 1-4 (SFR, Condo, and 2-4 Units)

Fico: 600

Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan for up to 30 years.

Term: Up to 30 years

Loan Amount: Minimum $75K

LTV: Up to 85% of the Purchase Price;
Up to 65% Refinance;
Up to 50% Cash-Out

Property Type:  Investor 1-4 (SFR, Condo, and 2-4 Units)

Fico: No set minimum

How Does Our Fix and Flip Loans Work

Ready to Start Now?

Getting approved for your next Fix and Flip project is right around the corner. Give us a call or apply online to get the ball rolling. We make it EASY to get funded.

Fix and Flip Loans FAQs:

What type of properties are eligible for a Fix and Flip loan with EasyLend?

The following property types are eligible for our fix and flip loans:

  • Single Family Residence (SFR)
  • 2-4 Unit Properties
  • Condominiums
  • Townhouses

What is the minimum & maximum loan for Fix and Flip loans from EasyLend?

Our fix-and-flip loans have a minimum loan amount of $75K and a maximum loan amount up to $4M (Exceptions Granted).

What is the minimum Fico score for EasyLend Fix and Flip Loans?

Some of our loan programs require a minimum credit score of 600. We also have lenders that aren’t credit driven. Meaning, your credit score is not a factor.

Do you offer Fix and Flip loans to Companies or LLC's?

Yes, we only offer loans to real estate companies. Our fix-and-flip loans are available to the following borrowers:

  • LLCs
  • Limited Partnerships, General Partnerships
  • Corporations

Is there a prepayment penalty?

It depends on the type of loan program you qualify us. Contact us for more information.

What type of fix and flip loan rates are offered by EasyLend?

EasyLend offers fix-and-flip loan rates starting at 6.75%. All rates are based on the individual property and borrower.  Call us to learn more.

Do you offer loans on construction or repairs?

Yes, EasyLend specializes in providing fix and flip loans that include both the purchase and repair costs as part of one loan.

What type of docs are required for an EasyLend Fix and Flip Loan?

We work with multiple lenders that rely mostly on your real estate experience and other common sense factors when making decisions. We also have no doc and stated income loan program.

Can I receive a Fix and Flip loan for a property that I'm looking to live in?

No.  EasyLend provides commercial only loans that are non-owner occupied (investment) properties.

Ask About Our Stated Income Loan Program

EasyLend Property Loans offer investors a no income verification loan. Instead of asking for personal income, our company have the ability to use your rental lease amount to determine your cash-flow.  Your cash-flow will be your income instead of what you file on your tax returns. Our stated income program is great for investors who are looking  to buy more rental properties or need to refinance one of their existing rental property.

States We Provide Fix and Flip Loans For:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois

Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi

Missouri
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon

Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin
Washing D.C.

We Make It EASY To Get A Fix and Flip Loan!

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